National Insurance Company Limited (NICL) offers shrimp-inclusive aquaculture insurance under its rural portfolio, covering disease outbreaks such as WSSV, IMNV, and AHPND, as well as water-quality failures including ammonia/nitrite spikes and low dissolved oxygen levels. The insurance also covers natural calamities like cyclones, floods, and heavy rainfall. The insurer supports NFDB pilot programs and state-level aquaculture initiatives designed for shrimp farms, following 100–150-day Vannamei production cycles. While NICL does not publish a standard premium table, industry and FAO assessments indicate shrimp-farming premiums in the 2–3% range of the sum insured under structured schemes.